Protect Your People. Power Your Culture. From Smiles to Security, We've Got You Covered.

Zinn Insurance provides tailored ancillary benefits—including dental, vision, life, disability and supplemental insurance—to help you attract and retain top talent while promoting overall employee well-being.

Protect Your People. Power Your Culture. From Smiles to Security, We've Got You Covered.

Dental Insurance: More Than Just a Pretty Smile

Let’s be real—dental benefits are the MVP of your benefits package.

They’re used often, loved by employees, and play a big role in keeping your team healthy (and flashing those pearly whites).

What’s in the Plan?

Preventive Power:
Cleanings, checkups, and x-rays—covered 100% on most plans. No deductible. No waiting. Just open wide and go.
Basic Fixes:
Cavities? Toothaches? We’ve got it handled with fillings and emergency care to keep pain (and downtime) minimal.
Major Moves:
Root canals, crowns, and retainers—covered under major services. (Yes, there’s fine print like deductibles and waiting periods, but we’ll help you navigate it.)

Did You Know?

Skipping dental care can increase your risk of heart disease and diabetes. Your mouth really is the gateway to your overall health.

At Zinn Insurance, we’ll help you find a plan that fits your team, your budget, and your vibe.
Because a healthy smile means a healthier business.

Dental Insurance: More Than Just a Pretty Smile

Let’s be real—dental benefits are the MVP of your benefits package.

They’re used often, loved by employees, and play a big role in keeping your team healthy (and flashing those pearly whites).

What’s in the Plan?

Preventive Power:
Cleanings, checkups, and x-rays—covered 100% on most plans. No deductible. No waiting. Just open wide and go.
Basic Fixes:
Cavities? Toothaches? We’ve got it handled with fillings and emergency care to keep pain (and downtime) minimal.
Major Moves:
Root canals, crowns, and retainers—covered under major services. (Yes, there’s fine print like deductibles and waiting periods, but we’ll help you navigate it.)

Did You Know?

Skipping dental care can increase your risk of heart disease and diabetes. Your mouth really is the gateway to your overall health.

At Zinn Insurance, we’ll help you find a plan that fits your team, your budget, and your vibe.
Because a healthy smile means a healthier business.

Vision Insurance: Keep Your Team Focused (Literally)

Screens, spreadsheets, and Zoom calls—we ask a lot from our eyes.
Vision insurance helps your team see clearly, feel better, and stay sharp on the job and off.

What’s Covered?

Annual Eye Exams – Catch vision changes early and keep prescriptions up to date.
Glasses & Lenses – Frames, lenses, fittings—the works.
Contact Lenses – For the no-frames crew.
LASIK Discounts – Because your employees deserve superhero vision, too.

Zinn Tip:

Eye exams can also help detect early signs of diabetes, high blood pressure, and high cholesterol—it’s about more than just seeing clearly.

Healthy eyes = focused minds.
We’ll help you find a vision plan that fits your people, your budget, and your business goals.

Let’s make benefits something your team can actually see the value in.

Supplemental Insurance: Backup for Life’s Curveballs

Health insurance is great—but it doesn’t cover everything.
Supplemental insurance steps in when life throws the unexpected, helping your team stay financially strong through tough times.

What’s Covered?

Out-of-Pocket Costs – Covers deductibles, copays, and coinsurance that sneak up on you.
Hospital Stays & Critical Illness – Cancer, heart attack, stroke? We’ve got backup.
Lodging & Childcare – Help for the “life stuff” that piles up during treatment.
Accident & Cancer Plans – Extra protection when the unexpected hits hardest.

Zinn Tip:

This isn’t just “nice to have”—it’s real peace of mind for your employees and their families.

Supplemental Insurance: Backup for Life’s Curveballs

Health insurance is great—but it doesn’t cover everything.
Supplemental insurance steps in when life throws the unexpected, helping your team stay financially strong through tough times.

What’s Covered?

Out-of-Pocket Costs – Covers deductibles, copays, and coinsurance that sneak up on you.
Hospital Stays & Critical Illness – Cancer, heart attack, stroke? We’ve got backup.
Lodging & Childcare – Help for the “life stuff” that piles up during treatment.
Accident & Cancer Plans – Extra protection when the unexpected hits hardest.

Zinn Tip:

This isn’t just “nice to have”—it’s real peace of mind for your employees and their families.

Life Insurance: A Bold Move with a Big Heart

You can’t predict the future—but you can protect it.

Offering life insurance shows your team you’re not just thinking about today’s deadlines…
You’re thinking about their families, their future, and what really matters.

What It Delivers:

Financial support for loved ones when it’s needed most
Flexible options—from base-level coverage to buy-up plans
Talent magnet—a benefit that speaks volumes without saying a word
Custom-fit coverage to match your team and your budget

At Zinn Insurance, we help you deliver more than just policies—we help you deliver peace of mind.

Let’s build benefits with heart.
Because protecting your people should never be an afterthought.

Life Insurance: A Bold Move with a Big Heart

You can’t predict the future—but you can protect it.

Offering life insurance shows your team you’re not just thinking about today’s deadlines…
You’re thinking about their families, their future, and what really matters.

What It Delivers:

Financial support for loved ones when it’s needed most
Flexible options—from base-level coverage to buy-up plans
Talent magnet—a benefit that speaks volumes without saying a word
Custom-fit coverage to match your team and your budget

At Zinn Insurance, we help you deliver more than just policies—we help you deliver peace of mind.

Let’s build benefits with heart.
Because protecting your people should never be an afterthought.

Paycheck Insurance

(aka: Disability Coverage That Actually Makes Sense)

When life knocks someone off their feet, disability insurance steps in to keep the paychecks flowing.
We like to call it what it really is: paycheck insurance.

Because your team isn’t just working for fun—they’ve got bills, goals, and people depending on them.

What’s Covered:

Short-Term Disability – For things like surgeries, baby leave, or surprise illnesses. Keeps income coming while they bounce back.
Long-Term Disability – Covers serious or lasting health issues, so they’re not left hanging when recovery takes time.

You can fund it all, let employees chip in, or split it down the middle. Flexible + effective = very Zinn.

From Smiles to Security—We’ve Got You Covered

Health insurance covers the basics. Ancillary benefits cover real life. From income protection and accident recovery to critical illness support, these benefits fill the gaps—giving your team peace of mind when it matters most. They’re simple to offer, cost-effective (often zero cost to your business), and a powerful way to strengthen your benefits package without adding complexity. Build a smarter, more complete strategy for your people.

Design My Plan

From Smiles to Security—We’ve Got You Covered

Design My Plan